THE FINANCIAL
OPERATING SYSTEM.
QYX20 unifies identity, assets, wallets, payments, treasury, settlement, AI, and developer infrastructure into one programmable platform.
12+
Platform Modules
99.99%
Target Uptime
< 50ms
API Latency
ISO 27001
Security Standard
02Platform
ONE PLATFORM.
EVERY CAPABILITY.
Each module is independently accessible and collectively integrated. Build with one, or deploy the full stack.
03QYX20
PROGRAMMABLE
VALUE INFRASTRUCTURE.
QYX20 is the unified programmable layer connecting every financial operation — from issuance to settlement — through a single, composable API surface.
- Single API surface for all financial operations
- Event-driven architecture with real-time state
- Composable modules — use only what you need
- Institutional-grade security by default
04Financial Lifecycle
END-TO-END.
ZERO GAPS.
Every step in the financial stack — connected, observable, and programmable from a single control surface.
Data
Ingestion, normalisation, real-time streams
Knowledge
Entity graphs, policy indexes, context models
Policies
Risk rules, compliance logic, approval gates
Services
Analytics, fraud signals, anomaly detection
Workflows
Agent-driven automation, scheduled tasks
Users
Natural language, dashboards, alerts
05AI
INTELLIGENCE,
BUILT IN.
AI is not a bolt-on. Every QYX20 module is AI-aware — from natural language terminal commands to agent-driven workflows that reason and act on structured financial context.
06Security
ZERO-TRUST
BY ARCHITECTURE.
Security is not a feature — it is the foundation. Every layer of QYX20 is designed with institutional-grade controls from the ground up, not applied afterward.
Security OverviewIdentity & Authentication
Biometric, MFA, device trust, session management
Transport Encryption
TLS 1.3 end-to-end, certificate pinning
Data Encryption at Rest
AES-256, field-level encryption, HSM key management
Zero-Trust Network
Microsegmentation, mTLS service mesh
Compliance & Audit
Immutable audit log, GDPR, SOC 2 Type II (planned)
Threat Detection
Real-time anomaly scoring, ML-based fraud signals
Secrets Management
Vault-based secrets, ephemeral credentials
Disaster Recovery
Multi-region failover, RTO < 4h, RPO < 1h
07Developer Platform
BUILT FOR
BUILDERS.
A complete developer experience: REST APIs, WebSocket streams, type-safe SDKs, sandbox environments, and webhook integrations — all under one key.
- Type-safe SDK for TypeScript, Python, Go
- Full sandbox with production-identical APIs
- Webhook events for every platform action
- OAuth 2.0 and API key authentication
1import { QYX20Client } from '@qyx20/sdk'23const client = new QYX20Client({4 apiKey: process.env.QYX_API_KEY,5 environment: 'production',6})78// Create a payment9const payment = await client.payments.create({10 amount: 10000,11 currency: 'USD',12 from: 'wallet_abc123',13 to: 'wallet_xyz789',14 memo: 'Invoice #1042',15})1617console.log(payment.id)18// pay_01HXYZ...08Ecosystem
EVERYTHING
CONNECTED.
All platform services communicate through a shared event fabric. Every action propagates to every domain simultaneously.
Governs all operational decisions and infrastructure state.
Executes all runtime requests, transactions and workflows.
09Architecture
BUILT AS
INFRASTRUCTURE.
Seven layers from global internet entry to encrypted storage. Each is independently hardened, observable, and replaceable without affecting adjacent layers.
Infrastructure Status10Institutional
DEPLOY WITH
CONFIDENCE.
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WHY QYX20?
BUILD WHAT
COMES NEXT.
Explore the QYX20 platform — the financial operating system for what comes next.